Workers’ Compensation Lawyer in Florida - Landscape of Tall Buildings and Ocean in Florida on a Sunny Day

30+ years of Workers’ Compensation Litigation Experience

Workers’ Compensation Lawyer in Florida

Hurt at work in Florida? Get help pursuing medical care, missed income, and the benefits your claim needs.

1000+ Claim &
Award Payouts

Google 5-Star
Rated Law Firm

No Fees Unless
You Get Paid

No attorney’s fees or case costs unless there is a recovery. Prior results do not guarantee a similar outcome.

Our Law Firm

Hurt at Work in Florida? Let’s Start With What You Need Right Now.

An injury can change your routine in a matter of seconds. The questions that follow can stay with you much longer.

Who is going to approve your treatment? What happens if you cannot return to your regular job? Why has your check not arrived? What does that letter from the insurance company actually mean?

You may be trying to recover while worrying about rent, groceries, and the next paycheck. You should be able to get understandable answers about your claim without having to learn a new legal vocabulary first.

At Panzer Law, we start by listening. Tell us what happened, what you have been told, and what is causing you the most concern. From there, we can discuss your situation and whether our firm can help.

Serving Injured Workers Throughout Florida

Florida Workers’ Compensation Help From Boca Raton, Miami, and West Palm Beach

This is Panzer Law’s statewide Florida practice-area page. Our Florida locations provide points of contact for injured workers; the law governing a Florida claim does not change merely because the worker lives in a different city.

Boca Raton Workers’ Compensation Lawyer
Read about claim questions affecting workers in Boca Raton and surrounding Palm Beach County communities.

Miami Workers’ Compensation Lawyer
Find information for workers in Miami and Miami-Dade County, including employment and treatment.

West Palm Beach Workers’ Compensation Lawyer
See the local page for workers’ compensation information for West Palm Beach and Palm Beach County workers.

Our Florida office directory brings these locations together. Contact the firm before traveling to confirm appointment arrangements. Phone and virtual meetings may be appropriate when your injury or location makes an office trip difficult.

Panzer Law also maintains a separate New York workers’ compensation practice. Richard Zaberto focuses on New York claims. The legal explanations and Florida fee terms on this page should not be applied to New York.

Panzer Law’s Approach

How Panzer Law Can Help With Your Workers’ Compensation Claim

You may be contacting a lawyer shortly after an injury, after a problem develops with treatment or payments, or when the insurance company proposes a settlement. The first step is identifying what your claim needs.

Addressing Medical Care and Benefit Disputes

When treatment or payments are disputed, the details matter. A claim review may involve identifying the reason for a denial, examining the supporting records, and considering the appropriate process for seeking benefits.

Florida provides a petition-for-benefits procedure for qualifying disputes involving benefits that are due and have not been provided. An initial insurance-company denial does not, by itself, determine the final legal merits of a claim.

Missing Payments or Income Questions

When a check does not arrive—or seems lower than expected—the immediate problem is often the bills it was supposed to cover. The claim review may involve wage records, missed work, medical restrictions, and the type of benefit being paid. Bring the payment notices and explain what changed.

Understanding Your Claim and Supporting Records

We can discuss how the injury happened, review the information you have received, and identify the questions that need to be addressed.

Bring your incident report, medical work-status notes, payment records, and insurance correspondence when available. An incomplete folder should not stop you from asking for a consultation.

Evaluating Settlement Options

Before discussing whether an offer makes sense, we need to understand the claim behind it.

Your medical situation, work capacity, unresolved disputes, and the rights covered by the proposed agreement all deserve attention. A settlement discussion should address more than the number on the first page.

Workers’ Compensation in Florida

A Workers’ Compensation Practice for Injured Workers

Our law firm focuses on workers’ compensation representation for injured employees. We help clients organize the facts, understand benefit disputes, and consider their options before making decisions about their claims.

Panzer Law Agency Founder - Gilbert Panzer (Transparent Background)

Gilbert Russell Panzer, Jr.
Founding Attorney

Gil Panzer’s Experience and WILG® Recognition

Founding attorney Gil Panzer brings more than 30 years of workers’ compensation litigation experience, including insurer negotiations, mediation, and taking cases to trial. His approach includes listening to the client’s concerns and evaluating the legal, financial, and practical consequences of the available options.

The Workers’ Injury Law & Advocacy Group® Board of Directors first recognized Gil as a Top Injured Workers’ Attorney on July 22, 2022. According to WILG®, the invitation-only recognition acknowledges leadership, an excellent professional reputation, and a sincere commitment to representing injured workers.

Professional recognition does not guarantee an outcome. Your claim depends on its facts, evidence, and applicable law.

Understand the Benefit Categories

What Benefits May Be Available
After a Work Injury?

The benefits available depend on the facts of your claim and the applicable eligibility requirements.

Authorized Medical Treatment

A covered claim may include authorized, medically necessary care such as doctor visits, prescriptions, therapy, testing, and hospital treatment.

Permanent Impairment and Total Disability

Florida law may provide funeral expenses and benefits to qualifying survivors after a fatal workplace injury.

Temporary Disability Benefits

Temporary benefits may apply when an injury keeps you from working or reduces your qualifying earnings while on restrictions.

Death Benefits for Qualifying Survivors

Florida law may provide funeral expenses and benefits to qualifying survivors after a fatal workplace injury.

What Does It Cost to Hire Panzer Law?

No Attorney’s Fees or Case Costs Unless There Is a Recovery

Your initial consultation with Panzer Law is free. It is an opportunity to explain your injury, ask about representation, and understand whether the firm can help.

Our Florida contingency fee is 25%, subject to your written fee agreement, applicable law, and approval.

Before representation begins, we explain how the fee applies to your matter, what the percentage is calculated on, and how case expenses will be handled.

You pay no attorney’s fees or case costs unless there is a recovery. Attorney’s fees and case costs are different, and the written agreement explains how each is handled.

Answers to Your Florida Claim Questions

Answers for Every Stage of Your Florida Workers’ Compensation Claim

Understand the rules, records, and decisions that can affect your medical care, income benefits, and next steps.

How Florida Workers’ Compensation Works

Florida workers’ compensation is generally a no-fault system. An eligible worker does not ordinarily have to prove that the employer was negligent to pursue benefits for a covered work injury.

However, a claim is not automatically approved simply because symptoms began while you were working. Coverage, the circumstances of the injury, and the medical evidence connecting the condition to your employment can all matter.

For an injured worker, those legal questions often come down to practical concerns:
Can I get the care I need? What income benefits may be available? What should I do when something is disputed?

Those are the questions a claim review should help you understand.

Who May Qualify for Workers’ Compensation in Florida?

Eligibility depends on your employment relationship, your employer’s coverage obligations, and the connection between your injury and your work.

Most Florida nonconstruction employers with four or more employees must carry workers’ compensation coverage. Construction employers generally must have coverage with one or more employees, subject to exemptions and other rules. Agricultural employers have separate requirements.

A job title or tax form does not necessarily resolve whether someone is an employee under Florida workers’ compensation law. The actual working relationship and applicable legal definitions matter.

During your consultation, explain who hired you, who directed your work, what tasks you performed, and how you were paid.

When Treatment Is Delayed or Your Claim Is Initially Denied

A delay can leave you unsure whether to wait, make another call, or do something else.

You may have been told that the injury is not work-related. A medical referral may remain unresolved. The insurance company may disagree about your ability to work or the benefits being requested.

Start with the actual explanation you received. Save the denial letter or other correspondence, including any stated reason and the date.

Panzer Law can discuss that information with you and determine whether the issue falls within the matters we handle. Depending on the dispute, the next steps may involve obtaining supporting records, communicating about the benefits requested, or pursuing an appropriate petition for benefits.

Before You Accept a Florida Workers’ Compensation Settlement

A settlement offer can feel especially important when you have been out of work. Before accepting it, understand what the agreement would change.

A workers’ compensation settlement can release rights to future benefits, including medical care. Settlement is voluntary; an offer does not have to be accepted merely because it has been made.

Discuss the full proposed agreement—not just the payment amount. Ask what rights would end, how future treatment would be addressed, and what you would receive after applicable deductions.

Our role is to help you evaluate those questions in the context of your claim.

Florida Deadlines

Reporting an Injury and Filing for Benefits Have Different Deadlines

Telling your employer about an injury is not the same as filing a petition for benefits.

Notice to the Employer

Florida generally requires notice within 30 days after the injury or its initial manifestation. Exceptions exist, but you should report promptly rather than assume an exception protects you.

Petition for Benefits

The general limitations period is two years from when you knew or should have known the injury arose from your employment. Treatment, benefit payments, exceptions, and the issues being raised can affect the deadline.

What Happens Next

What Happens During Your Free Consultation?

STEP 01

We begin with the reason you contacted us. Explain how the injury occurred, what your employer and insurer have said, and what treatment you have received.

STEP 02

Bring the records you have, especially any denial, treatment request, work-status note, payment notice, or settlement proposal. Identify the question you most need answered. A useful first conversation can begin even when some documents are missing.

STEP 03

We discuss whether the matter is within the firm’s practice, what information is still needed, and how representation would work. Asking for a consultation does not itself create an attorney-client relationship.

Panzer Law FAQs

Frequently Asked Questions
About Panzer Law

No. In Florida, you can report a work injury and pursue workers’ compensation benefits without hiring a lawyer. Legal assistance may be useful when treatment, eligibility, payments, or settlement terms are disputed. Florida’s Employee Assistance and Ombudsman Office also provides free assistance.

Panzer Law’s Florida contingency fee is 25%, subject to the written fee agreement, applicable law, and required approval. The consultation is free. You pay no attorney’s fees or case costs unless there is a recovery. Attorney’s fees and case costs are different; the firm explains the fee calculation and cost terms before you sign.

Florida generally requires you to notify your employer within 30 days after the injury or its initial manifestation. Exceptions exist, but you should report the injury promptly rather than assume an exception applies.

Under Florida law, the general deadline is two years from when you knew or should have known that the injury arose from your employment. Treatment, benefit payments, and other circumstances can affect the deadline. Reporting an injury and filing a petition are separate requirements.

In Florida, the employer or insurer generally controls authorization of treatment. Florida law provides exceptions and a process for requesting a one-time change of physician. Before arranging nonemergency care yourself, understand whether it is authorized and who may be responsible for payment.

Usually not. Florida temporary total disability benefits are generally based on 66⅔ percent of your average weekly wage, subject to the applicable state maximum and other requirements. Different Florida workers’ compensation benefit categories use different calculations.

You can report the injury directly to your employer’s workers’ compensation insurance company. Florida’s Employee Assistance and Ombudsman Office can also help you understand the reporting process. Keep a record of your efforts to notify your employer and the insurer.

Possibly. A preexisting condition does not automatically prevent a Florida workers’ compensation claim. When a work injury combines with a preexisting condition, Florida’s medical-causation requirements apply. The medical evidence must establish the necessary connection between the work injury and the treatment or disability.

In Florida, maximum medical improvement, or MMI, generally means further recovery or lasting improvement is not reasonably expected. It does not necessarily mean that you are pain-free. The determination can affect which Florida workers’ compensation benefits are available.

Keep the denial letter and review its stated reasons. Depending on the dispute, supporting medical or employment records and Florida’s petition-for-benefits process may be relevant. An initial insurer denial does not automatically establish that Florida workers’ compensation benefits are not legally owed.

No. A Florida workers’ compensation settlement is voluntary. Before accepting an offer, understand which benefits you would give up, whether future medical care would remain available, and what you would receive after applicable deductions.

Bring any incident report, claim number, insurance correspondence, medical work-status notes, wage records, payment notices, and settlement documents you have for your Florida claim. You do not need a complete file before contacting Panzer Law. Start with what you have and explain your concerns.

Panzer Law Resources

Official Workers’ Compensation Resources

The resources below explain workers’ compensation procedures and legal-fee rules in each state. They are general information, not an assessment of your claim or an endorsement of any particular attorney.

Talk With Panzer Law

Talk With Panzer Law About
Your Work Injury

You may be ready to discuss a specific claim problem, or you may simply need to understand whether the firm can help. Tell us what happened, what you have been told, and what concerns you most.

Our conversation can begin with the question you have today.

A Lawyer You Can Trust to Fight for You

Copyright © 2026 Panzer Law. All Rights Reserved

FAQs   |   Terms of Use   |   Privacy Policy   |   Site Map